There are health insurance companies in Nigeria, you should know. The health sector is one of the most vital sectors in the world, with billions being pumped in per day to create a better life. Also, the emergence of the insurance industry has created a merger from which everyone can benefit. Therefore, we can protect ourselves by taking up health insurance, ensuring basic health treatments are covered whenever we fall ill. Today, health insurance is very vital and has now even been made mandatory to be provided by employers for employees.
What are the benefits of health insurance?
Although having health insurance comes with numerous benefits, we can summarize them to be:
1. Financial protection
Health insurance is one of the ways to keep you financially secure. Therefore, this is probably the best advantage of purchasing health insurance and prevents you from spending your savings. In addition, having health insurance helps cover hospital bills from emergencies.
2. Multiple options
Back in the days, insurers only offer basic health insurance plans without much flexibility. However, health insurance has grown to incorporate a wide range of policies. Some good examples of these are family insurance, personal insurance, group insurance, and much more. Therefore, these plans allow you to take advantage of medical group coverage and save less instead of purchasing individual health insurance.
3. Cashless hospitalization
the emergence of cashless hospitalization has eliminated the old way of doing things. In time past, you would have to cover your hospital bill and get reimbursed by the insurance company. Therefore, this means that if you can’t settle your bills at that moment, you wouldn’t be treated. However, you can now get full treatment without cash.
4. Comfortability
lastly, health insurance gives peace of mind and a feeling of complete safety, especially if you purchase a family or group plan. There is a sense of calm that follows knowing that you and your family are covered against medical emergencies.
Top health insurance companies
Here is a list of some of the registered top insurance companies. Also in this list you’ll find some notable health insurance companies in Nigeria:
- Avon Healthcare Ltd.
Location: Lagos
Phone No: 0700 277 9800
Location: Lagos
Phone No: 0700 29262 67273
Location: Lagos
Phone No: 0700 4943 42466
- Reliance HMO
Location: Lagos
Phone No: 0700 7354 2623
- Royal Exchange Healthcare Limited
Location: Ikeja
Phone No: 01 460 6690
- HealthPoint HMO Plans
Location: Lagos
Phone No: 0903 387 3054
- Standard Insurance Consultants Limited (SICL)
Location: Lagos
Phone No: 0807 589 4030
- Union Commercial Insurance Brokers Limited (UCIB)
Location: Ikeja
Phone No: 0810 089 3504
- Hilltop Insurance Brokers Ltd
Location: Ikeja
Phone No: 0802 320 4401
- Premier Medicaid Limited
Location: Lagos
Phone No: 0809 694 9814
- IHMS HMO
Location: Lagos
Phone No: 0812 101 0100
- Redcare Health Services Limited (HMO)
Location: Lagos
Phone No: 0700 733 2273
- Hallmark HMO
Location: Lagos
Phone No: 0700 42556 275466
- Lifecare Partners Ltd.
Location: Lagos, Ikeja.
Phone No: 0813 497 5325
- LifeWORTH Medicare Limited
Location: Lagos
Phone No: 0905 303 5803
- Azgad Advanced Business Services Limited
Location: Lagos
Phone No: 0802 325 4096
- Maayoit Healthcare Limited
Location: Lagos, Ikeja
Phone No: 0805 802 6841
- Risk Banner Insurance Broker
Location: Lagos, Lekki
Phone No: 0802 327 1268
- Coronation Insurance Plc
Location: Lagos
- Expatcare Health Limited
Location: Lagos
Phone No: 0704 424 4444
- GreenBay HMO
Location: Lagos, Ikeja
Phone No: 0808 218 3471
- Zenith General Insurance Company Ltd
Location: Lagos
Phone No: 01 453 4995
- Dove Insurance Brokers Limited
Location: Lagos Ikeja
Phone No: 01 454 6443
- Total Health Trust
Location: Lagos
- Quicklink Insurance Brokers Ltd.
Location: Lagos
Phone No: 0803 407 2319
- Leadway Assurance Company Limited
Location: Lagos
Phone No: 0812 999 7096
- Orthodox Insurance Brokers Limited
Location: Lagos, Ikeja
Phone No: 0909 563 5335
- AIICO Insurance Plc Victoria Island Lagos
Location: Lagos
Phone No: 0700 24426 68228
- Prestige Assurance PLC
Location: Lagos
Phone No: 01 320 4681
- Aiico General Insurance
Location: Lagos
Phone No: 01 279 2930
- GO RISK Insurance Brokers Limited
Location: Lagos
Phone No: 0803 572 6983
- Opal Insurance Brokers Limited
Location: Lagos
Phone No: 0809 917 0420
- Industrial and General Insurance Plc
Location: Lagos
Phone No: 01 291 8827
- Cornerstone Insurance PLC
Location: Lagos
Phone No: 01 280 6500
- Law Union and Rock Insurance PLC
Location: Lagos
Phone No: 0903 600 0066
- Noor Takaful Insurance Ltd
Location: Lagos
Phone No: 0809 944 4448
- Managed Healthcare Services Limited
Location: Lagos
Phone No: 0702 824 2302
- MedSolutions’ Health Insurance Workflow & Information Exchange Platform
Location: Lagos
Phone No: 01 290 3083
- SUNU HEALTH (Formally Managed Healthcare Services Limited)
Location: Lagos
Phone No: 0800 342 5647
- Carrier Insurance Broker Limited
Location: Lagos
Phone No: 01 291 5586
- Phillips Health Management Services
Location: Lagos
Phone No: 01 633 9122
- Ben Orgo/Mutual Benefits Assurance Plc
Location: Lagos
Phone No: 0811 110 9170
- Health Wealth Associates
Location: Lagos, Ojodu Berger
Phone No: 0807 453 5831
- DHI Health Services
Location: Lagos
Phone No: 0818 396 1769
- FBN Insurance Brokers Limited
Location: Lagos
Phone No: 01 266 0498
- Clearline International Limited
Location: Lagos
Phone No: 0807 649 0101
- International Mgt Services
Location: Lagos
Phone No: 0812 101 0100
- MetroHealth HMO
Location: Lagos
Phone No: 0809 023 5475
- POST ASSURANCE BROKERS LIMITED.
Location: Lagos
Phone No: 0709 821 1720
- Expatcare Health Limited
Location: Lagos
Phone No: 0704 424 4444
- GO RISK Insurance Brokers Limited
Location: Lagos
Phone No: 0803 572 6983
- SUNU Health Nigeria Ltd
Location: Lagos
Phone No: 0700 1000 8000
- Health Management Organization
Location: Lagos
Phone No: 0803 889 0890
- HCI Healthcare Limited
Location: Lagos
Phone No: 01 448 9821
- Pinewood Medicare
Location: Lagos
Phone No: 0817 028 0683
Conclusion
Health insurance is one of the underrated policies available in the insurance industry. However, the truth remains that it offers several benefits and helps you save money. In a nutshell, health insurance is a good buy for everyone. Therefore, leverage the health insurance companies in Nigeria on the list above.
