Reliance Health HMO: All You Need To Know About Their Health Plans

Reliance is a top HMO in Nigeria that uses software, data science, and telemedicine to make health insurance affordable and comfortable to access.

HMO is an acronym for ‘Health Maintenance Organization’, and they cover healthcare insurance for individuals and organisations.

To register for Reliance HMO, you have to visit their website. Select the type of insurance you want, pay with your ATM card, and fill out a short form that grants you access to hospitals immediately. 

To add other people to your insurance plan, log in to your account and click the “add enrollee” tab at the top of the page. Fill in the required information for each person and submit.

The Reliance HMO plan is available on Google playstore and apple store to access, download, and register your account.

Reliance HMO Health Plans and Benefits

Reliance HMO has three main health plans available for individuals, families, and businesses.

1. Individual Plan: This health insurance policy is an agreed contract that covers an individual’s/family’s healthcare. How it works is that the more loyal you are to Reliance HMO, the more benefits you get. Also, you get paid 20% of what you’ve previously paid if you stay healthy.
2. Family Plan: This health insurance policy is for your children and loved ones. Your children get access to the best hospitals near your home and their school, in case of an emergency.
3. Business Plan: This health insurance policy covers your staff. It is cost-effective and provides maximum benefits to your employees.

Benefits of Reliance HMO

• Consultations
• 24-hour free chat access to healthcare professionals
• Accident and emergency care
• Diagnostic and Imaging (after 1 week)
• Chemistry (after 1 week)
• Microbiology
• Serology (after 1 week)
• Immunisations, 0-5 years (after 1 week)
• Admissions & Accomodations
• Minor surgeries
• Primary dental care
• Physiotherapy care
• Psychiatry care
• Eye care
• Intermediate surgeries
• Major surgeries
• Wellness

Reliance HMO Individual Plans

Reliance HMO offers two insurance plans which you can choose based on your financial capacity.

1. Red Beryl Individual Plan: This plan has a medical cover of N1.2 million in a year. It grants you access to free wellness and health checks at selected Reliance HMO hospitals. You also get access to gym, eye and dental care. Also, a total sum of N150,000 to cover nine different surgeries, and you have access to 614 hospitals across Nigeria. The lowest amount to subscribe to this plan is N3,500, which you can pay monthly.
2. Alexandrite Individual Plan: This plan has a combined medical cover of N1.8 million a year. It grants you access to gym, spa, eye and dental care with free wellness and health checkups. The checkups will be at Reliance centres in your location. A total sum of N300,000 is available to cover fourteen different surgeries. You also have access to 771 hospitals all over Nigeria. The lowest amount needed to subscribe to this plan is N6,000, which you can also pay monthly.

Reliance HMO Hospitals

Reliance HMO is in partnership with some of the best hospitals in Nigeria. Their customers can be sure of the quality of health insurance they are getting. The hospitals are across Nigeria, so it covers you regardless of your location. To find out more about the hospitals in partnership with Reliance HMO click here

Some of the benefits of using Reliance HMO insurance include access to the best healthcare providers and their services. These services include emergency services, medical and surgical consultancy, drug prescriptions. Also, if you consistently pay your health insurance for 12 months, and you did not use the plan, you automatically get paid 20% of the entire money accumulated. Another benefit is the Graduate health benefits. This feature adds new benefits to your insurance plan after every three months of continuous payment for the plan. You can also join the affiliate program. Earn up to 7.5% in commission when you refer and sell Reliance HMO health plans to anyone.

A downside to using the Reliance HMO is that not all the health benefits are available at the beginning of the plan. So, if you have a medical emergency outside of your immediate benefits, you might not be covered.

It is possible, although not advisable, to cancel your health insurance plan. Not only will you lose all the benefits you’ve accumulated, but when you renew again, it will take about one week before the coverage you paid for commences.

Some Reliance HMO Hospital Plan and Address in Lagos

Hospital Name	Address	Hmo Plan Type
R-jolad  Team Provider  Alpha Hospital	No 1 10 Hull Str. Thuh  Road 9	Alexandrite plan Diamond plan Diamond plan
Dallas Hospital	Nelly street	Diamond Plan
Sango Hospital	10, Ejire Bello street off Igando Road. Ikotun	Diamond Plan
Barnes Hospital Cdl	Plot 34B, Chief Abiodun Yesuf Oniru Way, Oniru, V.I. Extention	Red Beryl Plan
First Cardiology Consultants	20A, Thompson Avenue, Ikoyi, Lagos	Alexandrite Plan
Lifeline Children Hospital	Lekki1, Augustine Anozie Street, Off Admiralty Way, Lekki Phase 1, Lagos	Diamond Plan
Ameso Specialist Hospital	7, Jumat Olukoya Street, Ogudu, Lagos	Alexandrite Plan
Araba Medical Centre	56, Agbado Road, Toyota b/stop, Shasha, Iju Ishaga, Lagos.	Alexandrite Plan
Broad Hospital	17, Fehintola St, Off Isijola St, NEPA B/Stop, Ikotun, Lagos	Red Beryl Plan/Diamond
Bernice Clinic – Ikorodu	8, Sanyaolu Street, Oriokuta Agric, Ikorodu, Lagos.	Diamond Plan

How can I contact Reliance HMO?

If you have any issues or need clarification on your insurance plan, you can reach out to the Reliance customer support through the official email on their website or through;

Facebook Messenger: @reliancehmo

Phone number: 070073542623

Whatsapp: 017001580

Conclusion

Purchasing a health insurance plan is so vital that one cannot overemphasize its necessity, and the good thing is that with as little as N3500, you can be an owner of the Reliance HMO health insurance plan.

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